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Personal Banking

Simple, flexible accounts with no hidden fees.

Business Banking

Built for small businesses and growing enterprises.

Home & Auto Loans

Affordable rates. Local decisions. Fast approvals.

Chase your money dreams with an ally by your side.

Our financial journey is unique, and so are your needs. Whether you’re diligently saving for a big milestone like a new home or simply navigating your everyday spending with ease, we're here to help. We offer a diverse range of accounts and tools, designed to provide the perfect fit for your funds and support your individual goals, no matter how big or small.

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Bank anywhere, anytime.

Digital Banking That Works for You

Checking Accounts

Choose from no-fee or interest-earning accounts with features like free ATM access, mobile deposits, and overdraft protection.

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Savings & CDs

Grow your savings with competitive interest rates, including high-yield accounts and flexible certificate of deposit terms.

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Debit & Credit Cards

Secure and widely accepted cards with rewards programs and fraud protection.

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Business Checking & Savings

Tailored for small businesses to large enterprises, with online tools to simplify daily transactions.

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Merchant Services

Accept payments easily with integrated point-of-sale solutions

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Loans & Lines of Credit

Flexible financing options designed to meet seasonal and growth needs.

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Bank anywhere, anytime.

Digital Banking That Works for You

Leading U.S. & Global Footprint

1

In U.S. consumer deposits 4Q24 FFIEC Call Reports

$1.3T

Consumer deposits (combined Consumer and GWIM businesses)

69M

Consumer and small business clients

59M

Verified digital users

$3.6T

Commercial loans

4.3M

Zelle and Crypto App payments in 1Q25

About us

We’re not just raising the bar, we’re redefining it.

Talking and tackling finances can be unique and complex — that’s where we come in. We offer a wide range of personalized solutions and resources, plus the support you need to feel confident and in control of your money. We serve over 11 million people through banking, auto and corporate financing, insurance, investment advisory, dealer and security brokerage services.

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Our money should work as hard as you do — we’re here to help it grow, securely and smartly.

At Southern Crest Bank, we understand that financial goals look different for everyone. Whether you're a small business owner building your legacy, a young professional laying the foundation for your future, or a family planning for what’s next — your ambitions deserve the right financial partner. We offer more than just banking. Our services are designed to adapt to your life stage, helping you save with intention, invest with confidence, and borrow with clarity. With innovative tools, expert guidance, and 24/7 access to your accounts, you stay in control — wherever life takes you. Because when your money moves with purpose, so do you.

Current Promotions


Auto Loan Special: Secure rates as low as 4.99% APR for qualified buyers — limited time offer. Savings Bonus: Open a High-Yield Savings Account with $1,000+ and earn a $200 bonus. Refer a Friend: Get $50 for every friend you refer who opens an account. Get Started Now
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Money and Mindset

Reach your goals. Feel good doing it.

It’s time to upgrade your money mindset. Learn new skills, change your point of view, and take control of your finances.

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Valuable insights catered to you

Backed by one of the world’s most powerful financial institutions, we offer a wide range of resources and unmatched digital access from banking to CIO insights.